Financial Services Software

SJB Enterprises partners with Softwise, Inc. to take care of your hard earned money advance, check cashing, installment and loan that is payday. All this is feasible as a result of Softwise’s flagship pc pc computer software item, Cashwise.

This state-of-the-art online financing software supplies an ongoing solution that no other computer computer software provider does; a totally supported, multistate module for online cash advance payday loans.

Cashwise provides numerous solutions, such as for instance; OFAC, Check21, Money Recycler, Biometrics, yet others. Softwise items are utilized by a number of companies, including check cashing facilities, convenience shops, pawnshops, food markets, business collection agencies organizations, and loan companies.

Pay Day Loans – Installment Loans – Name Loans

Cashwise supplies the many comprehensive cash advance system available on the market. It offers solutions that span from fundamental check cashing to loans being installment automobile name loans. Moreover it provides you with the capacity to offer products or services. We make an effort to remain the first choice associated with lending that is payday by constantly incorporating and upgrading modules to meet up the requirements of both you and your clients, such as for example with your Check 21 and WiseCard prepaid Visa modules. Our objective will be make conducting business as simple for you possible. The number of choices with Cashwise are unlimited.

Top features of this computer pc pc software include:

• Industry Leading cash advance and check always Cashing SoftwareNo other software gives you as much lending that is payday check cashing choices as Cashwise. This program is completely customizable to suit your organizations requirements and methods.
• Effective Point-of-Sale SolutionCashwise provides you with the capacity to offer products and services that the clients need and want, including the WiseCard Prepaid Visa that is new system.
• Complete Back-end Management and ReportingNo other software gives you as numerous lending that is payday check cashing choices as Cashwise. This program is completely customizable to suit your organizations requirements and techniques.
• Always always Check Cashing ModuleThe check cashing module in Cashwise enables you to easily and quickly money checks for the clients. This one is customizable; you set the fees https://mycashcentral.com/payday-loans-vt/ as with all of our other modules.
• Complete Payday Loan SystemThe cash advance system includes choices such as for example regular payday advances (where in actuality the client will pay straight right right back the mortgage on the payday that is next) installment loans, and automobile name loans. Each module is completely customizable to fulfill your requirements and company methods.
• Effective Installment Loan ModuleSimple interest loans, Rule of 78, interest just loans, modify payment regularity, website website website link security, and a lot more. The Cashwise Installment Loan Module supports completely amortizing installment loans on any re re payment regularity, and very first repayment dates may be timed with consumer paydays to simply help facilitate payment.
• Title Loan ModuleThe Cashwise Title Loan module enables you to produce loans where in actuality the vehicle name may be the security regarding the loan. Installment or solitary duration loans, link multiple collateral to 1 loan, versatile charge plans, and connect images to your loan.
• Fraud PreventionThe Cashwise pc software is made for the utmost fraudulence security for the clients by giving you having the ability to capture their photos, signatures, and finger marks; hence preventing another person from employing their account.
• Work Control ModuleEmployees clock inside and outside from Cashwise. This program calculates regular and hours that are overtime and you may produce work and manufacturing reports.
• Biometric CapableThis module can be utilized for worker access in Cashwise and deal approval, along with confirming a client’s identification. Aids signature pads, hand printing scanners and image capture products.
• Multi-location AwareWith slim customer, this program permits your shops in order to connect to a main file host that houses most of the information. Your shops and hq will never be away from sync, because your information is in one location and accessed in “real timeВ©. Aids communications between branches for consolidated reporting and extra fraudulence avoidance.
• Integrated with third party solutions; Teletrack, Veritek, OFACServices such as for example Teletrack funds that are verify available before processing that loan demand. Veritec checks to make sure that the consumer won’t have every other outstanding loans with every other payday loan provider. OFAC checks your client’s up against the U.S. Treasure’s OFAC SDN list, to ensure your consumer’s can lawfully get that loan. For Florida, Indiana and much more.
• Powerful Collection SystemOur complete highlighted business collection agencies module was created to meet up with the requirements of a big or tiny collection company, with exemplary automation regarding the collection procedures.
• SQL Server Database SystemSoftwise could be the standing that is longest, many robust SQL-based system in the market.
• Windows BasedRuns regarding the industry standard Windows system platform for ease-of-use and installation.
• Check21 (Remote Deposit)Our company is very happy to announce our brand new Check21 module user interface. Check21 software with Unicheq a remote/ACH processor. Electronic check transformation is the method of transforming a paper check to a digital repayment. There is certainly value that is tremendous integrating check conversion in to a merchant’s re re re payment system: expense reductions with greater efficiency and quicker capital.
  • Eliminate each NSF Bank costs! Eradicate the 10-15 delay on ALL NSF’s day.

  Savings over traditional paper check processing include; bank costs, deposit preparation, returned item tracking, money collection and management. Other cost savings consist of:

  • Reduced deal time
  • More process that is efficient shutting out registers
  • Reduced came back products
  • Effective processing associated with staying NSF products
  • Enhanced customer care
  • More transaction that is secure less publicity
  • Reduced mistake rate

Thinking about the expense and effectiveness, transformation is considerably favorable to conventional check processing. CSI currently processes vast sums of bucks yearly through the Automated Clearing House (ACH) system. For rates and information that is additional contact Scott Bennett of SJB Enterprises @ 763.450.7100. To schedule a gathering by having a CashWise representative please call 763.450.7100 or fill our contact Request Form out