Following upload a copy of the credit score so you’re able to Morses and you may state you desire every one of these financing taken into account and also you will send the outcome into Economic Ombudsman if they commonly reimbursed.

Thanks Sara, We replied advising that we had 8 separate finance on my credit reports that we could establish while having obtained a page today explaining all of the finance which they in the past said was in fact not any longer to their program. Thus i now expect these to look into the affordability?

sure. That’s a fairly shocking response to begin with from their store. For folks who don';t obtain a good render from their store, posting they right to new Economic Ombudsman and you may state how they sent your a wrong SAR the first time.

I know, I found myself a little surprised. I could’ve knew the complete number purging when it had been many, but before 2020?

Disappointed I’ll correct me personally, with Morse’s bar overpowering shopacheque, You will find contacted him or her from time to time and additionally they let me know they hold zero Dover payday loans investigation towards the money off shopacheque, do one to become case?

Ive simply obtained documentation off comments out of morses. They have sent me personally financing 23 so you’re able to 40 , therefore out-of . stating it is most of the statements it hold based on my personal account.

Hi, I have had Morses stating an identical that they have no research for the finance, regardless if mine in which between 2008-ten, looks like a sealed book until some one knows different?

” We faith so it made clear your own request, however, if you have got any futher enquiries, please be at liberty to contact me via the address over, and additionally states if the i’m unsatisfied toward subject access request i can do it my personal straight to whine through information commisioner and you can an enthusiastic independant regulator ”

This is simply the reply to your topic access request. They need to deliver an answer about your cost grievance within two months of the criticism – this isn’t you to definitely reply. Since they are stating they don’t have people details about the sooner fund, I would personally pledge which they is always to bring so you can reimburse Most of the financing of 2015 forward.

I do believe it big date within the 2015 was from when they bought a few of the team out of KDS, also it changed to morses however with same representatives so we only must go on purchasing just like the normal..So previous loans would be right down to KDS i presume.

Hey all. Has actually people got a good the issue which have C.L.C. Money Ltd for the Omsbusman. If so provides they stopped delivering repayments people but nonetheless reporting skipped repayments which have credit reference enterprises. Thanks

Should you have zero overlooked one payments, they should not have done this if you do not requested them to stop bringing payments.

Tell the latest ombudsman exactly what has actually took place. For people who victory your circumstances, your own credit record would be cleaned clean anyway. If not htne, you desire the new skipped payment indicators got rid of as you was prepared to help make the money.

They informed mr this is basically the procedure they capture with each one that can make a complaint. Therefore i requested if i you will definitely nevertheless create repayments in addition they explained zero. I feel they are not beneficial to me and you may i will get in a tough status if the my ailment try perhaps not kept. You will find delivered an effective current email address with the omsbusman stating this and tagged C.L.C. Financing regarding email as well as. I will be assured so it shows a detrimental picture to the F.O.S. in the event it will get picked up of the him or her. I think one to both of these finance was defaulted at that time