5. Other types of boat finance companies are experts in vehicle, real estate, or team credit. And private bucks funds, finance company circumstances were car loans (both conversion process loans and you may lead financing), car and you will gadgets renting, providers list and you may profile receivable funding, revolving borrowing, non-vehicle user durable goods financing, and you will finalized-avoid mortgage and you may home guarantee money. Get a hold of Chen, Elliehausen, and you may Wicks (2018). Go back to text message

6. In contrast, depository establishments typically give one another team and you can credit rating, in addition to their resources of money is all types of dumps, which can be products in by themselves. For further discussion, see Benston (1975). Go back to text message

seven. Find Chen, Elliehausen, and Wicks (2018) having dialogue out-of questionnaire methods and you will detailed statistics. The knowledge for the dining table 1 to possess 1987 [...]