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CFPB Problems Final Lending and Closing Disclosure Forms
CFPB Issues Long Awaited “Know Before you decide to Owe” Mortgage Disclosures, Replacing Truth in Lending, Good Faith Estimate, and HUD-1 Settlement Statement
The Consumer Financial Protection Bureau today issued a final rule to bolster fairness and clarity in residential lending, including requiring a new good faith estimate of costs for homebuyers, Truth in Lending disclosure and a new HUD-1 Settlement Statement as part of a continuing overhaul of the home mortgage market.
The new Loan Estimate will change the present Good Faith Estimate (GFE) and also the present Truth in Lending Disclosure (TIL). This new Closing Disclosure will replace the present HUD-1 payment Statement. The forms that are new embedded below.
The estate that is real could have 20 months to make usage of this new disclosures, by August 1, 2015. The CFPB internet site has a [...]
