This site lists contact that is full for DJR Group LLC AKA Hydra Fund III incl. Mailing address, business name, phone and fax figures. Aliases consist of Hydra Financial Limited Fund II, River Elk Services, OSO Advertising and SSM Group, LLC.

Note: An anti-scam website lists our Address because the “website” of DJR Group LLC. This really is incorrect. Please usually do not confuse us with this particular entity. DJR Group is an unknown and entity that is unrelated. Please read our FAQ and About pages for more information on who our company is and that which we do. Many thanks!

From the Better Business Bureau report about DJR Group LLC: “The brand new Hampshire Banking Department’s documents indicate that DJR Group LLC has not held a New Hampshire little loan license. The newest Hampshire Banking Department has filed a cease and desist purchase contrary to the ongoing business.”

Through the bbb SSM Group Review: “Company won’t have licensing that is proper issue loans towards the residents of several states. Although the business has a PO Box in Kansas City, the business is obviously situated outside of the united states of america in the Federation of Nevis and St. Kitts.”

Feedback from 1 of our readers: “I’d want to confirm contact information for DRJ and Hydra Fund III, especially their company name, phone, fax. Recently I attempted to shut a loan out with DRJ just to own Hydrafund area while the “originators” of my loan in addition they have actually connected on their own to my banking account, and won’t deliver such a thing on paper in my opinion on how to finish the mortgage.”

Another audience alleges: “I have actually an loan that is unauthorized them. I’ve no idea where it originated from and I also failed to ask to allow them to offer me personally cash. I would like to learn about them and exactly how to get rid of the mortgage. I can’t keep these things using money that is unexpected of my account.”

an audience delivered us another allegation about it entity on July 31, 2012: “I had a $250 deposit to my account that is checking from Funding.”

I didn’t accept a loan that is payday.

More allegations on 16, 2012: “[I] want to pay for them their cash $400.00 august. They have been ripoff businesses owned because of the exact same individuals. I will be willing to register a complaint because of the Better Business Bureau. They love placing money into your account then [they] turn around and jeopardize to place you in prison. Have chatted to an attorney and police about that problem.”

I didn’t accept it. I payday loans in Ohio was thinking it had result from a ongoing company i did accept. I experienced to rush and cancel the only I authorized in order to perhaps not owe 2 loans. This 1 had been within my account. I received a notice after 8pm on a night saying I needed to fax in a written notice to pay the loan in full 3 FULL Business days before the loan was due friday. The date that is due Wednesday! That’s lower than 3 days already.”

On September 20, 2012, we received more allegations about Hydra Fund 1: “[I] have actually a loan that is unauthorized them. I really do perhaps not know where it originated in and they’re now using cash out of my account and wanting to contact them over the telephone is a tale.”

In reality, that’s the way I notice it: a ladder.

The climb to success that is financial like climbing up a ladder, except the base of the ladder is clearly when you look at the ocean. The initial a few rungs are slick with ocean water and kelp, which makes it extremely tough to get a grip also to get a secure enough footing to really make it as much as the step that is next. Once you have above that level, it is smooth sailing, but those first couple of rungs are extremely hard. All things are working against you.

That isn’t simply a story in a mag for me personally, either. I have buddies who’ve found on their own in this sort of precarious situation; some have actually were able to claw their way to avoid it, while another was just in a position to do it with significant economic assistance from a friend that is good.

While you will find undoubtedly some wider potential methods to this issue, i’m going to look at today whether they come about through legislation of the banking system or just through an entrepreneurial person or a thoughtful non-profit, that’s not what. Rather, I’m looking at solutions that individuals can now try right to assist raise on their own using this mess.

Listed here are nine methods that folks may take that can help them escape this period. I’m the final individual that’s likely to declare that this is certainly effortless. But, i shall state that, it, it is possible to climb up the first few rungs on the ladder if you put your mind to.

Start establishing a positive history on your entire bills

You need to be standing on a strong foundation, and that foundation is made up of a consistent positive history of paying your bills on time if you want to take the first step up that ladder out of this mess.

You will find a lot of explanations why spending your bills on time is really so foundational.

First, paying your bills on time keeps you against spending belated charges on your bills. Numerous, numerous bills hit you with a $20 or $35 or $50 belated charge for a payment that is late. If you’re in a scenario where cash is already tight, this is often devastating.

2nd, belated repayments might have a negative effect on your credit. Frequently, it is poor credit that keeps you against getting a bank account, therefore doing what you could to enhance your credit will probably assist make sure that you can ultimately bust out of this period of check-cashing services, cash instructions, and payday advances.

Finally, having to pay debts on time could make them smaller in the years ahead (supplied you don’t add more to your stability). Even if you’re simply making the very least repayment on a debt, you’re going to cut back how big is the payment later on (for a few debts) and you’re using another action toward paying down your debt completely.

You ought to try everything in your capacity to stay as much as date on your entire bills, whether or not which means making some difficult choices into the term that is short. You’re better off located in a smaller spot that one may quicker pay for than a bigger spot that actually extends one to the restriction, as an example.